Credit Reporting Agencies (CRA) are NOT covered by PDP Act 2010

By: Sonny Zulhuda

Much have been said and written in the past two days regarding the passing of the Personal Data Protection (PDP) Act by the Dewan Rakyat on Monday this week. Of those hypes and hits, the name CTOS has been among the top, even days and months before the lawmakers finally okays the law.

Not less than parliament members from both sides (ruling and oppositions) as well as the Minister in charge of the law had indicated that with the birth of this Act, people’s suffering and distress due to the alleged misuse of their data by credit reporting agencies (also known as credit rating agency), such as CTOS (Credit Tip-Off Service Sdn Bhd) will see the end.

So happy ending, or is it? I do not think so. And I think this is a mistake, which is unfortunately echoed by the press and media.

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